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2INSURE4LESS TERMS OF USE
The following terms and conditions (“Terms and Conditions”) govern the use of 2Insure4Less.com Web site (the “Site”). The Site is provided by ITSOL, Inc. (the "Site Proprietor" or “we”). If you do not agree to these Terms and Conditions, DO NOT access or otherwise use the Site. BY USING THIS SITE, YOU ACCEPT AND AGREE TO ALL TERMS AND CONDITIONS AS APPLIED TO YOUR USE OF THIS SITE. From time to time we may change Terms and Conditions and at any time without notice to you, by posting such changes on the Site. By using the Site you agree to be bound by any such modifications to the Terms and Conditions.
You may only use the Site if you are domiciled in the United States and you are 18 years old or older.
SERVICES AVAILABLE ON THE SITE
The purpose of the Site is to provide consumers with ability to receive comparative insurance quotations from the nationwide network of insurance agents, brokers and other licensed insurance providers (Providers), based on the information you have provided. Each Provider may have one or numerous companies with which they will provide you with the most competitive quote. Once you have provided us with the information needed, by sufficiently completing an appropriate online form, we will refer that information to Providers which then may contact you directly if they are able to provide you with a quotation for insurance coverage. From time to time these Providers may ask for additional information they may need to obtain an accurate quote. By comparing up to five most competitive quotes received from up to three Provides, you will be able to select most competitive quotes offered by thousands of insurance companies. In the event that we do not have sufficient participation on our network in your area, you may receive less than five offers.
We are not an insurance company and do not issue insurance contracts or bind coverage. We do not endorse or recommend any companies or insurance policies and we do not provide insurance, tax or financial advice. We do not guarantee that any of the insurance agents, brokers and/or companies to whom we may forward your information will contact you or agree to provide you coverage. We are not responsible in any way, for the conduct of the insurance agents, brokers or companies to whom we forward your insurance quotation requests. If you need personal advice, explanation of coverage, assessment of needs or specific policy recommendations, consult with a Licensed insurance agent, broker, or other qualified professional. We reserve all the rights to our Site contents, and may at our discretion change the contents of the Site, or restrict access to certain sections of the Site, or to discontinue any aspect of the Site, including, but not limited to content, features, hours of availability, without notice or penalty.
THERE IS NO CHARGE TO YOU FOR USE OF THE SITE.
USER INFORMATION
While using the Site, you may be asked to provide, or choose to provide on your own, information (hereinafter “User Information”). The User Information you submit to us in order to receive insurance quotations and not in any other manner. Our information collection and use policies with respect to the privacy of personal information, with the exception of testimonials, which may be used to advertise our Site, are set forth in our Privacy Policy section, which is incorporated herein by reference for all purposes. Please read our Privacy Policy before submitting your User Information. You acknowledge and agree that you are solely responsible for the accuracy and content of the User Information. We will not display, disclose, sell, refer, share or otherwise give access to your personal private User Information, accept as for the purpose of providing insurance quotation as set forth in the Term and Conditions of this Agreement. We reserve the right to refuse to post or to remove any User Information, in whole or in part, that, in our sole view, are unlawful, unacceptable, undesirable, inappropriate or is in violation of these Terms and Conditions.
3. “For Providers” Section. By registering and receiving User Information Provider agreed to adhere to the same Privacy Policy as we do, with regards to the User Information referred to you by us for the expressed purpose of providing insurance quotations. Provider agreed to delete, all user information received, after the contact with the User is established and used for appropriate purpose as set forth in the body of this Agreement, except for information stored in connection with the purchase of insurance policy sold as a result of our referrals. The password-protected portions of the Site is governed by these Terms and Conditions and the Agreement between the ITSOL Inc. (the Proprietor) and you (the Provider) to which the Proprietor issues the Site's password.
4. Proprietary Rights. Any and all content, code, data or materials of the Site used by you does not grant to you ownership on the Site and is owned by the Site Proprietor ITSOL Inc., which owns solely and exclusively, including but limited to, all rights, title interest, graphics, data, the look and feel, design and organization of the Site, and the compilation of the content, code, data and materials on the Site, including but not limited to all intellectual property and proprietary rights therein. Your rights are limited to viewing the content on the Site on your internet-compatible device and make single copies or prints of the content on the User Information displayed for your use it for solely for the purpose it was sent to you, and not for other commercial use. To us,e copy, reproduce, distribute or exploit any content, code, data or materials on the Site otherwise, may be in violation of copyright and other laws of the United States, as well as applicable state laws for such unauthorized use. Our trade name, trademarks, service marks and logo are copyright protected and are not to be used, copied or reproduced by anyone without the expressed and signed written agreement. Any third party's marks, logos etc., which may appear on the Site are the property of their respective owners and can not be used without their written consent.
5. User agree that, the User Information referred to you by this Site shall not be used in any way other than intended. Your conduct with regards to persons who's information you received for the above expressed purpose shall not be used in unlawful, threatening, harassing, tortuous, defamatory, vulgar, obscene, libelous, deceptive, fraudulent way. No material should be posted or transmitted to the Site that contain explicit, or graphic depictions of accounts of sexual nature (including language of a violent or threatening nature directed at another individual or group of individuals). Any act toward a any person, who's information was obtained through this Site, including invasive, or hateful, behavior, or conduct, would constitute a criminal offense or give rise to criminal and civil liability. Any transmission to our Site or to
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